Prove what your agents said on every debt-relief call.

Debt-relief calls sit under three regulators at once: the TCPA, the FTC Telemarketing Sales Rule, and the CFPB. Klariqo turns every debt-relief call on your dialer into a signed, tamper-evident record, scored against your compliance rules, so when a complaint lands you can show exactly what was said, that it was not altered, and when.

Three regulators are watching your debt-relief floor.

Debt relief runs on financially distressed consumers and promises that are easy to overstate, which is why the FTC's Telemarketing Sales Rule, the TCPA and the CFPB all police it. A single TCPA violation is $500 to $1,500 per call, and the TSR's advance-fee and misrepresentation rules carry their own teeth.

  1. Guaranteeing a debt reduction"We will cut your debt in half" on a recorded line is a misrepresentation claim waiting to happen.
  2. Misrepresenting fees or savingsOverstating savings, or how long the program takes, is exactly what the TSR polices.
  3. Implying affiliationSounding like a bank, a government program or a nonprofit is a deceptive-practices complaint.
  4. Ignoring a "stop calling"The moment a person opts out and the call continues, you have a do-not-call violation on tape.

None of it shows up in a two-call QA sample. It shows up in the one call nobody reviewed, in a demand letter.

TrustedForm proves they opted in. Klariqo proves what was said.

You already certify the opt-in with TrustedForm or Jornaya. The other half is what your agent actually said on the call. A KCR proves that half, signed and tamper-evident, so you can defend the whole interaction rather than the click.

Record. Score. Verify. Every call.

  1. Sealed the moment it ends.The call ends and Klariqo seals it as a vCon: the transcript, a SHA-512 fingerprint of the audio, and the exact time, under a digital signature. Change one byte and the seal breaks.
  2. Every call against your rules.Every debt-relief call is scored against your own scorecard rather than a sample, with each flag pinned to the transcript line that triggered it.
  3. The KCR is yours.Drop any call into the public verifier and confirm, in your own browser, that it is intact and which key signed it.

Your rules, scored on every call, pinned to the transcript.

You define the scorecard for your debt-relief campaigns. Klariqo scores every call against it and flags the moment with the exact transcript line. A typical debt-relief scorecard catches:

A guaranteed debt reduction

An agent promising to cut a balance by a set amount.

Misrepresented fees or savings

An agent overstating savings, or how long the program takes.

Implied bank or government affiliation

An agent sounding like a bank, a federal program or a nonprofit.

An advance fee the TSR prohibits

An agent quoting a prohibited advance fee, or talking past an opt-out.

No new dialer. No new workflow.

Klariqo plugs into VICIdial natively, in about ten minutes. Your agents and your campaigns stay exactly as they are. The signed records just start showing up.

Debt relief, straight answers.

What does this give me when a complaint lands?

A signed record of what was actually said on the call, scored against your own rules, with every flag pinned to the transcript line that triggered it. Evidence you hand over, in a file the other side can check themselves.

We already use TrustedForm. What does this add?

TrustedForm certifies the opt-in. Klariqo certifies the other half, what your agent said once the call connected.

Will it catch an agent guaranteeing a debt reduction?

If that is on your scorecard, yes, with the exact transcript line as evidence.

Do I have to switch dialers or change my scripts?

No. Klariqo runs on VICIdial natively and scores the rules you already enforce.

What does tamper-evident mean in a dispute?

Each record carries a cryptographic fingerprint of the audio and a digital signature. Change a single byte and verification fails, so you can prove the record is exactly what was captured on the call.

See it on your own Debt relief calls.

Bring the dialer you already run. Your first 10,000 recorded calls are free, and you can check one yourself in the browser.

Get started free