Klariqo / Medicare

Prove what your agents said on every Medicare call.

CMS already requires you to record every Medicare marketing and enrollment call in full and keep it for ten years. Klariqo turns that mandated recording into a signed, tamper-evident record, scored against the CMS marketing rules, so when CMS or a carrier audits you, you can show exactly what was said, that it wasn't altered, and when.

The exposure

CMS made recording the law. It didn't make your recordings provable.

Third-party marketing organizations must record every call with a beneficiary in full and retain it for ten years. But a raw recording in storage proves nothing on its own; anyone can question whether it was edited. And the CMS marketing rules are strict. A single TCPA misstep is $500 to $1,500 per call, and a marketing-rule violation can cost you the carrier contract.

Implying Medicare or government affiliation.

You cannot imply you represent Medicare or a government agency. It's a fast track to a marketing-rule violation.

Claiming to offer "all plans."

You cannot claim to offer "every plan in your area" unless you actually do. On a recorded line it's evidence.

Skipping the TPMO disclaimer.

The required TPMO disclaimer has to be spoken. A missing or rushed one is exactly what an audit looks for.

Cross-selling without consent.

Cross-selling other products without the beneficiary's consent breaks the marketing rules.

None of it shows up in a two-call QA sample. It shows up in the one call CMS pulls in an audit.

The evidence chain

TrustedForm proves they opted in. Klariqo proves what was said.

You already certify the opt-in with TrustedForm or Jornaya. The other half is the call CMS makes you record anyway, what your agent actually said, a raw file no one can prove wasn't edited. Klariqo closes the chain.

The opt-in

Certified at the form

TrustedForm and Jornaya prove the lead consented and the disclosure they saw.

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The conversation

Captured as a KCR

Klariqo turns the recording CMS already makes you keep into a Klariqo Call Record (KCR), so you can prove it wasn't altered.

The opt-in is certified at the form. The conversation is proven at the call.

What gets you audited

Your rules and the CMS rules, scored on every call, pinned to the transcript.

You define the scorecard for your Medicare campaigns. Klariqo scores every call against it and flags the moment with the exact transcript line. A typical Medicare scorecard catches:

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An agent implying Medicare or government affiliation.

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An agent claiming to offer "all plans" when they don't.

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An agent skipping the required TPMO disclaimer, or guaranteeing a benefit.

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An agent cross-selling without consent, or ignoring an opt-out.

You find it the day it happens, not the day CMS asks.

How it works

Record. Score. Verify. Every Medicare call.

01 · Record

The recording you keep, now tamper-evident.

The call ends and Klariqo seals it as a vCon: transcript, a SHA-512 fingerprint of the audio, and the exact time, under a digital signature. Change one byte and the seal breaks.

02 · Score

100% against the CMS rules.

Every call is scored against your Medicare scorecard, not a sample, each flag pinned to the transcript line that triggered it.

03 · Verify

The KCR is yours.

Drop any call into the public verifier and confirm, in your browser, that it's intact and which key signed it.

On the dialer you already run

No new dialer. No new workflow.

Klariqo plugs into VICIdial natively, in about ten minutes. Your agents and your campaigns stay exactly as they are. The signed records just start showing up.

Questions

Medicare, straight answers.

Does Klariqo make my Medicare campaign compliant?
No, and no tool can. Compliance starts with your consent, disclosures, and marketing practices. Klariqo makes every call provable and scores it against your rules. Defensible and audit-ready, not "compliant."
CMS already makes me record every call. Why this?
A raw recording is not tamper-evident and is not scored. Klariqo signs the recording so you can prove it wasn't altered, and scores 100% of calls against the CMS marketing rules so you catch a problem before an audit does.
Will it catch a missing TPMO disclaimer?
If it's on your scorecard, yes, with the exact transcript line as evidence.
Do I have to switch dialers?
No. Klariqo runs on VICIdial natively and scores the rules you already enforce.
What does "tamper-evident" mean in an audit?
Each record carries a cryptographic fingerprint of the audio and a signature. Change a byte and verification fails.
Get started

See it on your own Medicare calls.

Bring your dialer. We'll show you an audit-ready record of your Medicare calls, and you can verify one yourself.